tulos.ai
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Plan your own client base

How many clients does your accounting firm need?

Estimate the client count that covers costs and your target and whether the workload fits the time available.

Starting values are editable examples, not tulos.ai agency prices or earnings promises. Enter amounts excluding VAT. Calculations run in your browser; field values are not sent to us.

1. Monthly finances

Amount needed after operating costs, before owner salary, associated employer costs and taxes. Not take-home pay. Allow for these in your target.

For example premises, insurance, YEL, training and fixed software costs. Spread annual costs. Do not count owner compensation again here.

Your service fee. Include annual services only if their time and costs are also included.

Your estimate or supplier quote: client-specific software, delivery fees and subcontracting. Not a tulos.ai price assumption.

2. Available working time

Include review, advice and client communication. Spread annual work and also check peak periods separately.

A realistic working month allowing for holidays and absences.

Deducted from total hours before calculating client capacity.

To reach your target you need

… clients

Monthly billing at this client count
…
Fixed and variable monthly costs
…
Left for owner compensation and profit / month
…
Contribution before fixed costs / client
…
Clients needed to cover operating costs
…
Client capacity within available hours
…
Hours at target, including administration
…
Required average fee at full capacity / client
…
Total annual revenue
…

Monthly billing × 12, excluding VAT. The same client count for a full year.

How does the calculator work?

Client count

(Fixed costs + owner target) ÷ (average billing − variable costs). Rounded up to whole clients.

Capacity

(Total hours − sales and administration) ÷ hours per client. Rounded down. Negative available time is treated as zero.

From contribution to income

Billing − fixed costs − client-specific costs. The remainder must cover owner compensation, any associated employer costs and taxes included in your target.

This model represents an average month with one service price and workload estimate. It does not automatically calculate personal taxes, cash flow, setup costs or extra capacity from staff. Enter all relevant operating costs yourself. Plan the initial months and peak periods separately.

Offer for new accounting firms

Your first 6 months free

New accounting firms use tulos.ai for six months with no monthly fee. That gives you time to win your first clients, test your workflow and settle into a monthly routine before the software becomes a cost.

  • No monthly fee for your first six months
  • We help with onboarding and moving your first clients over
  • Your firm's own users are free
Claim the offer

E-invoice delivery fees are charged as normal.

For new accounting firms

Build client work around a shared workspace. tulos.ai brings documents, tasks and reviews together, leaving you time to advise clients and establish your own firm.

Starting an accounting firm

Define your service, estimate the client base you need and establish a monthly workflow for your first client. Use this guide to plan your first 90 days as an accounting firm in Finland.

Let's plan your firm's start together.

Tell us what kind of firm you're starting and how many clients you'll begin with. We'll walk through your workflow and onboarding together and put together a proposal that fits your firm.

Request an agency quote